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Boat Financing

With over 60 years of excellence, SkipperBud’s offers a wide range of boat financing options to make purchasing your dream boat or yacht a reality. Work with our team of experts as they help navigate you through the entire process. Our boat loans come with competitive rates and flexible terms that make managing your finances easier.



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  • Family with a dog and a boat

    Why Finance With SkipperBud’s?

    Whether you're looking for a new or used boat loan, our experienced professionals will work with you to find the perfect financing option. We understand that everyone's situation is different, so we offer a variety of boat financing solutions to meet your specific needs.

    Knowledgeable: SkipperBud’s has over 60 years of experience in the marine industry and boat loan lending market

    Dedicated Staff: Our dealerships are staffed with experts on-site to assist you through the entire financing process

    Full Service: We offer new and used boat financing, boat brokerage services, and private party boat loans

    Simple: Fast and easy loan application and closing process

  • father and sun using binoculars

    Competitive Rates: Our lenders have competitive rates and customizable programs to fit your needs

    Volume: Our team finances over $100 million each year

    Flexible Terms: Longer-term and great rates are available

    Applying for a boat loan with SkipperBud's is easy and straightforward. Our online application process allows you to apply from the comfort of your home, and our team will guide you through the entire process. Once your application is approved, we work with you to finalize the details of your financing plan.

Boat Financing Frequently Ask Questions:


How do I finance a boat?
Once you’ve found the right boat or yacht, determine how much you’re comfortable spending on a monthly payment. You should consider additional costs such as insurance, maintenance, storage, and fuel. Research different lenders and compare rates, terms, and fees. Look for lenders who specialize in boat financing.
What credit score do I need to finance a boat?
Your credit score will affect your eligibility for a loan and the interest rate you are offered. Check your credit score before applying for a loan and work to improve it if necessary. Your lender can also help determine your eligibility.
Should I finance a boat or pay cash?
The decision to pay cash or finance a boat depends on your financial situation and goals. Financing a boat allows you to manage your cash flow, build credit, take advantage of low-interest rates, and purchase a larger or more expensive boat than you could afford to pay for in cash upfront.
How long can I finance a boat?
Although boat loan amounts may vary, many lenders' payments can stretch up to 20 years.
Can I finance a used boat?
Yes, many lenders including SkipperBud’s offer loan options for new and used boats
Can I finance a boat from a private seller?
Yes, SkipperBud’s offers financing options for boats purchased through a private seller. Contact our team to learn more.
At SkipperBud's, we're committed to helping you make your boating dreams come true. With our financing options, you can hit the water with confidence knowing you’ve made the right decision. So, why wait? Apply for boat financing today and start making memories on the water!
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